Central Valley Community Bank understands just how complicated it can be to keep your business fit and healthy, especially in this economy. The Business Health Club is an online business resource center where you can easily find the business tips you need to keep your business safe, strong and running smoothly. Subjects will be updated regularly, so keep checking back for more important topics, resources and tips to help your business grow and keep its competitive edge.

Provide your employees with added benefits, compliments of Central Valley Community Bank! Visit your local branch to learn about these valuable benefits available to you and your employees! Click here for complete details.	Start planning for 2013 by evaluating this year's business performance, analyzing the competition, and projecting sales for the new year.
Bank@Work Benefits Include: Simplicity Checking Accounts with Valuable Benefits and Free Online Banking Special Rates On Consumer Loans and CDs Financial Education - Participate in our FREE financial education seminars. Ask your branch manager for details Health Savings Account - Connect your team to tax-advantage savings for medical expenses	Tax Tips for Small and Growing Businesses Achieving Work-life Balance in 2013 Break Even Analysis Template Competitive Analysis Template 12 Month Sales Forecast Template
Business financing is an important step in allowing your business to grow, survive and succeed. Below are tools to get you on the road to success.	Proper cash flow management is one of the most important keys to your business's health. Read informational tips on how to project when, where and how your cash needs will occur.
Business Loan Checklist Profit & Loss Projection Worksheet How To Write A Start-Up Business Plan Work With An SBA Preferred Lender View Available SBA Loans	How To Create A Cash Flow Projection Cash Flow Projection Sample Worksheet Lines Of Credit To Enhance Cash Flow Quick Business Credit - Designed For Small Businesses
NEW! Online Security Awareness Courses Cybercriminals are setting their sights on small to mid-size businesses. Our Online Security Awareness Courses provide your business with free online lessons on how to enhance your online security.	University of Pacific's Business Forecast Keep yourself updated on economic growth trends in California and the Central Valley that may impact your business. Start by reviewing these helpful resources provided by University of Pacific's Forecasting Center:
Click here to access the following courses in the Online Security Awareness Courses: The Risk Management and Threat Landscape Risk Management and Reduction Managing a Negative Event	California & Metro Economic Forecast Highlights (Released May 2012) University of Pacific's Central Valley Employment Growth By Industry Business Forecasting Center
Your business can't afford to have its information get into the wrong hands. Check out the newest trends and techniques to protect your business from fraudulent attacks. Business Tips to Online Security FDIC Consumer Protection Alerts Identity Theft Tips for Your Business Video Enhanced Business Security Video	Help your business thrive in today's ever-changing business environment with the links below to organizations, resources and business news. Business Week Small Business Administration (SBA) Wall Street Journal SCORE.org Fresno Regional Independent Business Alliance (FRIBA)   Deluxe For Business Learning Center  Allbusiness.com

Information, resources and views provided through the Business Health Club are general in nature for your consideration and are not legal, tax or investment advice. Central Valley Community Bank makes no warranties as to the accuracy or completeness of the information, nor does it endorse any non-Central Valley Community Bank companies, products or services described. This information is provided “as is” and carries no warranties. We take no liability for your use of this information. Information provided regarding business risk management and safeguards do not necessarily represent Central Valley Community Bank’s business practices. Please contact your own information technology security, legal, tax or financial advisors regarding your specific business needs before taking any actions based upon this information. Central Valley Community Bank does not provide financial, tax or legal advice. Please see your advisors to determine how this information may apply to your own situation.