Business Health Club

Central Valley Community Bank understands just how complicated it can be to keep your business fit and healthy, especially in this economy. The Business Health Club is an online business resource center where you can easily find the business tips you need to keep your business safe, strong and running smoothly. Subjects will be updated regularly, so keep checking back for more important topics, resources and tips to help your business grow and keep its competitive edge.

Business Health Club New Year Savings 2016

Three Ways To Redefine Your Business in 2016

It Takes a Lot More Than Enthusiasm to Make Those Lofty New Year's Resolutions Reality

Business Health Club Cash Flow Management

Start planning for next year by evaluating this year’s business performance, analyzing the competition, and projecting sales for the year. Also, read these informational tips on how to project when, where and how your cash needs will occur.

Break Even Analysis Template (Download)

Competitive Analysis Template (Download)

12 Month Sales Forecast Template (Download)

How To Create A Cash Flow Projection

Cash Flow Projection Sample Worksheet (Download)

Lines Of Credit To Enhance Cash Flow

Quick Business Credit - Designed For Small Businesses

Business Health Club Resources

University of Pacific's Business Forecast

Keep yourself updated on economic growth trends in California and the Central Valley that may impact your business. Start by reviewing these helpful resources provided by University of Pacific's Forecasting Center:

California & Metro Economic Forecast Highlights (Released January 2015)

Business Forecasting Center

Bank@Work Benefits

Provide your employees with added benefits, compliments of Central Valley Community Bank! Visit your local branch to learn about these valuable benefits available to you and your employees! Click here for complete details.

Business Websites To Help You Succeed

Help your business thrive in today's ever-changing business environment with the links below to organizations, resources and business news.

Bloomberg Business

Small Business Administration (SBA)

Wall Street Journal

Fresno Regional Independent Business Alliance (FRIBA)

Deluxe For Business Learning Center

Business Health Club Financing

Business financing is an important step in allowing your business to grow, survive and succeed. Below are tools to get you on the road to success.

Business Loan Checklist

Profit & Loss Projection Worksheet (Download)

How to Develop a Business Plan in Six Easy Steps

Work With An SBA Preferred Lender

View Available SBA Loans

Business Health Club Fraud Protection

Online Security Awareness Courses  

Cybercriminals are setting their sights on small to mid-size businesses. Our Online Security Awareness Courses provide your business with free online lessons on how to enhance your online security.

Click here to access the following courses in the Online Security Awareness Courses:

  • The Risk Management and Threat Landscape
  • Risk Management and Reduction
  • Managing a Negative Event

Your business can't afford to have its information get into the wrong hands. Check out the newest trends and techniques to protect your business from fraudulent attacks.

Customer Safety

FDIC Consumer Protection Alerts

Identity Theft Tips for Your Business Video

Trusteer Rapport

Central Valley Community Bank takes online security very seriously. We are constantly updating our security measures to ensure the highest levels of safety and protection for our customers. That is why we are excited to offer Trusteer Rapport, the leading provider of secure web access services to deliver an additional layer of security protection while banking online.

Trusteer Rapport Information

Information, resources and views provided through the Business Health Club are general in nature for your consideration and are not legal, tax or investment advice. Central Valley Community Bank makes no warranties as to the accuracy or completeness of the information, nor does it endorse any non-Central Valley Community Bank companies, products or services described. This information is provided “as is” and carries no warranties. We take no liability for your use of this information. Information provided regarding business risk management and safeguards do not necessarily represent Central Valley Community Bank’s business practices. Please contact your own information technology security, legal, tax or financial advisors regarding your specific business needs before taking any actions based upon this information. Central Valley Community Bank does not provide financial, tax or legal advice. Please see your advisors to determine how this information may apply to your own situation.