Overdraft CoveragePersonal Checking

  FeaturesStudent CheckingSecure 
Checking
Relationship Interest
Checking
Simplicity Checking
Description:

A checking account for young adults 14-17 who are entering into a banking relationship

Requires a parent or guardian as joint owner

A simple and easy account with the benefit of Identity Theft Assistance

The checking account that earns interest, in addition to offering a variety of enhanced features 

The online account that's environmentally friendly

Minimum Opening Deposit: 

$25

$25

$100

$25



$7
Waived with enrollment in eStatements
Monthly Service Charge:

None

($5 once accountholder is 18 years of age)

$8
No monthly service charge for customers 62 and over***

$7 with eStatements

$8
$6 with Direct Deposit

Minimum Balance to Waive Service Charge: None Not Applicable  $1,500 daily or a monthly average balance of $5,000 Not Applicable
Interest Earning:  Not Applicable Not Applicable

Yes

 Not Applicable
Transaction Limits:  Unlimited  15 checks/drafts per statement cycle ($0.50 each thereafter)  Unlimited  5 checks/drafts per statement cycle ($0.50 each thereafter) 
Special Features and Services Available:

Unlimited check writing and ATM card usage with access for withdrawals up to $40  

Free Online Banking and Bill Pay with check images 

Free eStatements*** 

Mobile Banking* 

Popmoney (person-to-person payments) 

Free check safekeeping 

Monthly Statements

Overdraft from Savings Account (restrictions apply) 

 

Unlimited Visa Debit/ATM Card usage 

Free Online Banking and Bill Pay with check images 

Free eStatements*** 

Mobile Banking*

Popmoney (person-to-person payments) 

Free check safekeeping

Overdraft from Savings Account (restrictions apply) 

$700 Occasional Overdraft Service (restrictions apply) 

Free Identity Theft Protection Package to include: ID Restoration****

Monthly Statements 

Customers 62 and over receive CVCB logo checks free of charge 

 

Unlimited Visa Debit/ATM card usage 

No per check fee

Free Online Banking and Bill Pay with check images

Free eStatements***

Mobile Banking*

Popmoney (person-to person payments)

Overdraft from Savings Account (restrictions apply)

$700 Occasional Overdraft Service (restrictions apply)

Small safe deposit box provided (fee waived for one year)*

Monthly Statements

Free CVCB logo checks or discount applies

Reduced rate of .25% may apply to certain consumer loans with automatic payments. See your Account Representative for specific details and requirements

5 Cashier's Checks issued at no charge (limit 5 per month)  

Unlimited Visa Debit/ATM Card usage 

Free Online Banking and Bill Pay with check images 

Free eStatements*** 

Mobile Banking*

Popmoney (person-to-person payments) 

Free check safekeeping

Overdraft from Savings Account (restrictions apply) 

$700 Occasional Overdraft Service (restrictions apply

*Message data rates apply. **New rentals only. Subject to availability. Small box only. ***eStatements require a valid email address. ****See branch for more details. 
Please Note: This information is accurate as of November 2014. Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.

Learn about other Central Valley Community Bank accounts
that can help meet your business and personal needs.
Personal Savings  Loans & Lines of Credit  Real Estate Loans 




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