Personal Loans & Lines Of Credit

  

HELOC with Fixed Rate Loan Option

 VISA® PlatinumVISA® Platinum AdvantageOther Personal Loans
& Lines of Credit
 

Designed For:
Instant borrowing power

For personal use

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Instant purchasing power at any time, for any reason

Rates and Fees Button

Download Application Button2

Instant purchasing power at any time, for any reason

Community Credit Line 

For customers who want instant borrowing power with fixed rates and convenient loan amounts

 

Loan Amount: Minimum: $10,000

Credit limit established upon approval

Credit limit established upon approval

Auto Loans

For customers looking to purchase
a new or used car, light duty truck
or sport utility vehicle or even
refinance an existing auto loan or lease

 

Terms:

Varies with program

 
Ask a representative for details

Annual fee applies, may be waived with auto pay

Grace Period: not less than 25 days

Payment 4% of balance, $25.00 minimum

Annual Fee: $20

Late Fee up to $15.00

Advance Fee 2% of amount advanced $2 minimum/$100 maximum

Transfer Fee 2% of amount transferred $2 minimum/$100 maximum

Grace Period: not less than 25 days

Payment 4% of balance, $25.00 minimum

Annual Fee: $25

Late Fee up to $15.00

Advance Fee 2% of amount advanced $2 minimum/$100 maximum

Transfer Fee 2% of amount transferred $2 minimum/$100 maximum

Recreational Vehicle Loans

For customers looking to purchase a new or used recreational vehicle including boats or RVs or refinance an existing auto loan or lease

Interest:   Variable Rates

16.31% Standard APR for purchases

9.74% Standard APR for cash advance

9.74% Standard APR for balance transfer 

6.99% Balance transfer only APR available for transactions made during the first 6 months

Outstanding Intro balance at the end of 12th billing cycle reverts to standard APR

11.65% Standard APR for purchases

9.74% Standard APR for cash advance

9.74% Standard APR for balance transfer

6.99% Balance transfer only APR available for transactions made during the first 6 months

Outstanding Intro balance at the end of 12th billing cycle reverts to standard APR

 
Options/Benefits: (1) Provides the security of a line of
credit with the flexibility of fixing a portion of the line of credit to a
fixed rate loan

May receive tax benefits (2)

Automatic loan payment from your CVCB checking account

Lower monthly payments

Easy access to funds by check, in person or by phone

Travel Reservation Service

Bonus Travel Dividend

Vision Care Discounts

Payment Card Registration

Key Registration

Lost Luggage Locator Tags

 

 

 

 

Travel Reservation Service

Bonus Travel Dividend

Vision Care Discounts

Prescription Discounts

Payment Card Registration

Key Registration

Auto Rental Discounts

Concierge Services

Personal Shopper

Medical Assistant Service

Travel Protection

Lost Luggage Locator Service

Lost or Damaged Luggage Insurance

Hotel-motel Burglary Insurance 

 

 

(1) Enrollment required for optional Credit Card benefits. (2) Home Equity Line of Credit may receive tax benefits. Consult your tax advisor. Additional fees may apply.
Please Note: This information is accurate as of January 2016.  Central Valley Community Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.

Learn about other Central Valley Community Bank accounts
that can help meet your personal and business needs.
   
     




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