Personal Savings

  Regular Savings 
Money Market Account
Personal Health Savings
Accounts
More Personal Savings Options
Description: 

For customers who need flexible access to account funds

For customers who want to earn a higher interest rate over regular savings while having immediate access to investment dollars 

A savings account that individuals with high-deductible health insurance policies can fund and use to pay for medical expenses

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For more information, please refer to the complete list of Frequently Asked Questions

 

Minor Savings

Designed for customers that are 18 or under and want to earn interest on any balance

Holiday Club

Designed to help customers get a head start on holiday shopping

Minimum Opening Deposit: 

$50

Standard: $2,500
Premium: $10,000

$100 + $20 set-up fee

 
Minimum Balance To
Waive Service Charge: 

$300 Daily Balance 

Standard: $3,500 Daily Balance
Premium: $2,500 Daily Balance 

$1,000

Time Certificates of Deposit

Standard Time Certificates of Deposit offers fixed terms and rates from 90 days to 5 years and Jumbo Certificates of Deposit offers fixed terms and rates from 30 days to 5 years*

Monthly Service Charge:
 

$4

Standard: $10
Premium: $15

$3

 
Interest Earning: 

Yes

Yes

Interest accrues at current market rate

Interest is accrued daily and paid quarterly

If the account is closed prior to the interest payment period, interest will not be received

 
Transaction Limits: 

An excess debit fee of $3 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of three during each statement cycle 

An excess debit fee of $15 will be charged for each debit transaction, withdrawal, check paid, automatic transfer or payment out of this account in excess of six during each statement cycle

 
   
Benefits: 

Flexible access to account funds

Free eStatements**

Tiered to pay higher rates for higher balances

Free eStatements**

Unlimited check writing and debit card usage

Quarterly Statements

Free Online Banking

Flexible access to account funds

Account earns interest at current market rate

Tiered to pay higher rates for higher balances

Tax-Advantage***

 

*Substantial penalties may apply for early withdrawals of funds from a time deposit. ** eStatements require a valid email address. *** You should consult your Tax Advisor regarding the tax benefits of contributing to a Health Savings Account. Please Note: This information is accurate as of November 2014. Central Valley Community Bank
reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.

Learn about other Central Valley Community Bank accounts
that can help meet your personal and business needs.
     




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